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Real-World Architectures

The Payments Ecosystem

The payments ecosystem is a multi-layered architecture involving various entities and protocols to facilitate secure and reliable fund transfers. Its complexity arises from the need to balance speed, security, and regulatory compliance across diverse financial institutions.

Payment GatewayPayment ProcessorIssuing BankAcquiring BankCard NetworkISO 8583TokenizationPCI DSSIdempotencyHTTPS

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The Payments Ecosystem diagram

The Payments Ecosystem - System Design Diagram

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